BOI Online Net banking Ultimate Guide | RTGS Form

BOI is known as the Bank of India. It founded in 1906 by a group of Businesspersons. It was under private ownerships up to1969. After 1969 July it nationalized with other banks. It is a commercial bank. It’s head office located in Mumbai. It has more than 5,000 branches all over the nation.

The bank has more than 15 branches in the international level present now. The key products of this bank are:

Consumer, Corporation, Finance, Investments, Insurance, Loans, Savings, and other assets. This bank offers online RTGs facility, Online Internet Banking system, etc, Let us see the process of BOI in the Online Banking System.

BOI Online Net banking

BOI Online Net banking

How to open an online bank account in BOI?

If you are interested to open an online banking account in BOI. You need a basic standard account in that bank. You need a high-speed internet facility too.

What are the easy steps to open an online bank account?

Step 1: Apply online banking forms in the bank.

Step 2: Fill the details of your account.

Step 3: Give the form to the bank staff.

Step 4: After verification, they provide an Internet Banking kit.

Step 5: Go to the official website of BOI https://www.bankofindia.co.in/

Step 6: Click the link of the internet banking option and the registration will complete.

BOI internet banking

BOI Net Banking Login and Activate:

After getting the internet banking kit from the bank. You have to go to the official site of BOI. Then you can login your internet banking and activate it.

How to login BOI internet banking and activate it?

There are 5 steps to log in the internet banking and activate in BOI. Let us see the steps to follow it.

What are the steps to log in to internet banking in BOI?

Step 1: Go to the BOI website https://www.bankofindia.co.in/

Step 2: Click the internet banking option.

BOI internet banking

Step 3: Click the personal account if you have a personal account.

BOI personal banking

Step 4: If your account is Corporate then click the Corporate link.

BOI corporate banking

Step 5: Type your user id and password from the kit.

Step 6: You will receive a confirmation message or OTP to your registered mobile number.

Step 7: Login into your account and activate it.

How to unlock user id in BOI?

Sometimes a simple password or user id is not easy to remember too. We mistype the user id or password in internet banking. Some bank allows 2 or 3 times for wrong user id or password. After that, it will get a block. Sometimes the account may not use for a long period of time. Due to these reasons, the accounts get blocked. For that, there are few steps to unblock the user id and activate it again.

BOI unblock form

You can unblock the user-id by filling a form. The form will available in the bank. The following details needed to fill in the form.

  1. Account number
  2. Customer id
  3. Mobile number
  4. Communication address.

After reviewing your details the bank will give a new user id and password. You can log in again to the bank website. Activate with user id and password.

What are the 9 steps to reset password in BOI internet banking?

Step 1: Click the BOI website

Step 2: Click Personal banking or Corporate banking option.

Step 3: Click the forgot password option.

BOI reset password

Step 4: Enter your user id and account number.

BOI reset password 1

Step 5: Click the continue.

Step 6: Reset the password with alphanumeric, symbols, and upper, lower case letters.

Step 7: OTP will send to your registered mobile number.

Step 8: Enter OTP number

Step 9: Password changed successfully.

How to check the balance in online banking in Bank of India?

  • You can check your balance by logging in to your internet banking.
  • Go to the BOI website https://www.bankofindia.co.in/.
  • Enter your user id and password in the personal banking account.
  • Your home page will open.
  • You can see the option of Account summary or view balance
  • View or download the statement of your account.

How to add beneficiary in Bank of India in less than 5 minutes?

Add beneficiary is different than account opening in Bank of India. Let us know what is the beneficiary? How it’s working?

In a bank transfer, the fund is a two-way process. It has a sender and receiver. The sender is known as the remitter. The receiver’s known as the beneficiary.  To get benefit by the senders or remitters called the beneficiary. These beneficiary options are in RTGS, NEFT, and IMPS.

What are the easy steps to add beneficiary in BOI?

  • Go to the website.
  • Login with user id and password.
  • There will be an option next to the account option.
  • BOI beneficiary
  • Click the transfer option
  • You can see the mode of transferring the funds. Which is RTGS, NEFT and IMPS
  • Click any mode of fund transfer.
  • Click IMPS payment.
  • BOI IMPS
  • Click the Add beneficiary option.
  • Fill the details of the beneficiary.
  • Name of the beneficiary, Address, City, Beneficiary account number, Beneficiary account type, etc.
  • BOI beneficiary details
  • Click the option to add a beneficiary.
  • Start to transfer the fund to the beneficiary.

How to delete beneficiary in BOI in 5 steps?

Step 1: Go to the website of BOI personal banking.

Step 2: Enter with your user id and password.

Step 3: Click the Fund transfer option.

Step 4: You can choose IMPS, NEFT or RTGS

Step 5: Click the beneficiary and delete it.

BOI miss call alert service number:

Every account holder registered with their personal registered mobile number. A mobile number is mandatory to open a bank account. Through the mobile number you can view balance and other services will get. You can see your balance by sending SMS or miscall.

BOI misscall number

RTGS Form Download

What is RTGS?

Real-Time Gross settlement was known as RTGS. In this process, we can send the money as soon as possible. So that the beneficiary receives the money without any delay.

RTGS is an easy and time-saving process to receive money. The beneficiary receives the fund with a short duration of time in this process.  You can transfer from the amount of INR 2,00,000 lakhs and above INR 5,00,000 lakhs.

What are the modes using in RTGS money transfer?

There are two types you can send the money in RTGS.

  1. Online mode
  2. Offline mode

Online mode:

You can transfer the fund via online mode by using internet banking services. This online mode helps to transfer the fund in any place at any time. In this process, you need not fill the form and verify it from the bank.

What are the easy methods to transfer funds in online RTGS mode?

Step 1: Go to the personal banking website. https://www.bankofindia.co.in/

Step 2: Click the Personal banking /Corporate banking

Step 3: Enter the user id and password.

Step 4: Click the fund transfer option.

Step 5: Click the RTGS.

Step 6: Add beneficiary details and transfer the fund.

Offline mode:

Some customers don’t have online internet banking facility options. They yet update with technology. Those customers can transfer the fund via offline mode. In offline mode, you can fill up the RTGS form with the following details.

  1. Branch name.
  2. Remitter name (Your name).
  3. Remitter account number (your account number)
  4. Beneficiary name.
  5. Beneficiary account number.
  6. IFSC code.
  7. Amount in words
  8. Beneficiary bank name.
  9. Beneficiary bank branch name.
  10. Beneficiary bank IFSC number.
  11. Amount in number.
  12. Remitter mobile number.
  13. Your signature.

After verification, the fund will transfer to the beneficiary account via offline mode.

BOI RTGS form

RTGS timing and charges:

RTGS fund transfer can do working days from the time of 7.00 a.m to 6.00 p.m. You cannot transfer the fund in following days:

2nd and 4th Saturdays, Sunday’s and other Holidays in offline mode.

Except for all Saturdays, you can transfer the fund.

BOI RTGS charges

BOI toll-free number:

Bank of India allowed toll-free numbers for bank customer satisfaction. These toll-free numbers will help to clear the doubt in our banking issues of Bank of India. The toll-free numbers are given for various kinds of services. Let us see the toll free numbers and the services.

  1. Customer care number – 1800220229/18001031906
  2. Credit card toll-free number – 1800220088
  3. Debit /ATM card issues – 18004251112
  4. RTGS toll-free number – 02267447092/02267447093
  5. NEFT toll-free number – 02261312984/02261312992/02261312997

Leave a Comment